• How do I get a duplicate copy of my Form 1099-R?
• What should I do if I have not received my 2007 Form 1099-R in the mail?
• Which payments are included on the 2007 Form 1099-R?
• Does an incorrect address on my 1099-R affect its validity?
• What is included in Box 5 non-taxable contributions?
• What does the number in Box 9b represent?
• Why is there a percent sign in Box 9a on my 2007 Form 1099-R?
• I was overpaid a benefit and a repayment plan was established. How might this affect my income tax return?
• Why do I have more than one Form 1099-R?
• Why are insurance deductions not displayed on my Form 1099-R?
• Why are court ordered deductions not displayed on my Form 1099-R?
• Do Rollovers receive a separate 1099-R?

How do I get a duplicate copy of my Form 1099-R?

You can view, print, or download your Form 1099-R, from the internet, if you are a registered myCalSTRS user. If you are not registered on myCalSTRS, you may do so by visiting the CalSTRS web site and click on the "Register for myCalSTRS" image on the login page and follow the three easy registration steps.

Requests for duplicate Form 1099-R can also be made in writing or by e-mail. All requests must include your name, your Client ID or last four digits of your Social Security Number, tax year being requested, mailing address, the benefit type, daytime telephone number, and signature. Written requests should be mailed to CalSTRS, P.O. Box 15275, Sacramento, CA 95851-0275. An e-mail request can be submitted by clicking on the “Contact Us” link located on the CalSTRS web site. Please allow 10-15 working days to receive your duplicate Form 1099-R. Security issues prohibit the faxing of Form 1099-R.

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What should I do if I have not received my 2007 Form 1099-R in the mail?

The 2007 Form 1099-Rs will be mailed by January 31, 2008. Please allow for normal delivery time. If you have not received your Form 1099-R by February 8, 2008, contact CalSTRS to order a duplicate copy of your 2007 Form 1099-R. If you call the 24-hour automated system at 1-800-228-5453 you should press option 3 at the main menu.

Which payments are included on the 2007 Form 1099-R?

The 2007 Form 1099-R reflects all amounts paid during the 2007 tax year, regardless of the month in which the amounts were earned. The 2007 Form 1099-R includes payments with issue dates from January 1, 2007, through December 31, 2007. The payment issued January 1, 2008, for the month of December 2007 is included on the year 2008 Form 1099-R.

Does an incorrect address on my 1099-R affect its validity?

An incorrect address does not affect the validity of a Form 1099-R. Notify CalSTRS in writing of any address change or logon to myCalSTRS and change the address in your profile to ensure prompt delivery of benefit payments, correspondence, and future Form 1099-Rs.

• You may change your own U.S. mailing address online if you are a registered myCalSTRS user and currently have Level 2 access. You can register for myCalSTRS at our Web site, www.CalSTRS.com.
• The Address Change Request form can be downloaded from the CalSTRS Web site at www.CalSTRS.com/Forms and Publications .
• You may also request to receive an Address Change Request form in the mail by sending a written request to CalSTRS, P.O. Box 15275, MS 81, Sacramento, CA 95851-0275.
• An Address Change Request form may be requested by using myCalSTRS Online Messaging - Inquiry or by calling Member Services at 1-800-228-5453.
• You may also request to receive an Address Change Request form in the mail by sending a written request to CalSTRS, P.O. Box 15275, MS 81, Sacramento, CA 95851-0275.
• Address changes made after Dec. 26, 2007 will not be reflected on 2007 Form 1099-R.

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What is included in Box 5 non-taxable contributions?

Box 5 represents the non-taxable portion of your 2007 distributions. The amount reflected in Box 5 is the difference between Box 1 and Box 2a or the total excludable amount using the Simplified Method for the year. Box 5 is blank for members who do not have an excludable amount.

1. What is the Simplified Method?
   The Simplified Method is a way of determining the tax-free portion of a retired member’s allowance so accurate tax withholding amounts can be calculated. The IRS requires that this method be used under certain circumstances (see question #2 below).
2. Who must use the Simplified Method?
   The IRS mandates that anyone who is under age 75 when they begin receiving a pension or annuity from a qualified employee plan or who is entitled to less than five years of guaranteed payments use the Simplified Method. CalSTRS is a qualified plan.
3. How do I find out what the tax-free amount is?
   The tax-free portion is shown in Box 5 of your 1099-R. For further information, see IRS publication 575, available at www.irs.gov under Publications.

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What does the number in Box 9b represent?

The amount shown in this box is the amount of the member's previously taxed contributions remaining after the Simplified Method exclusion. This amount is reduced each year by the amount in box 5 of the prior year Form 1099-R.

Why is there a percent sign in Box 9a on my 2007 Form 1099-R?

If you are a beneficiary of someone else's account, and the total distribution was made to more than one person, the percentage you received is shown. The percentage only reflects payments made this year and may not be the percentage based on the total distribution. If the distribution is 100 percent, Box 9a is blank.

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I was overpaid a benefit and a repayment plan was established. How might this affect my income tax return?

• If repayments were received in 2007 for an amount overpaid in 2007, the amount collected is reflected in the "Gross Distribution" (Box 1) on your 2007 Form 1099-R.
• If repayments were received in 2007 for an overpaid amount that occurred in year(s) prior to 2007, the amount collected is not reflected in the "Gross Distribution" (Box 1) on your 2007 Form 1099-R. We are unable to change your prior year Form 1099-R per Internal Revenue Service regulations. Since you may be entitled to recover taxes paid on this amount, we will send you a letter acknowledging the total amount received in 2007. You may wish to consult a tax professional regarding the use of this letter when filing your tax return. For more information, refer to Internal Revenue Service Publication 525, Taxable and Nontaxable Income.

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Why do I have more than one Form 1099-R?

If you received distributions in 2007 for more than one benefit type, then you will receive a Form 1099-R for each benefit type. The benefit type description is displayed in the lower-left hand box of the Form 1099-R. This description will assist you in associating the amount reflected on each form with its proper benefit type.

Why are insurance deductions not displayed on my Form 1099-R?

The Internal Revenue Service does not require insurance deductions to be reported on the Form 1099-R. Therefore, the box labeled "Insurance" is no longer displayed on your Form 1099-R. The details regarding these deductions are available on your payment stub. You may view your payment stub on myCalSTRS.

Why are court ordered deductions not displayed on my Form 1099-R?

The Internal Revenue Service does not require court ordered deductions to be reported on the Form 1099-R. Therefore, the box labeled "COD" is no longer displayed on your Form 1099-R. The details regarding these deductions are available on your payment stub. You may view your payment stub on myCalSTRS.

Do Rollovers receive a separate 1099-R?

A separate Form 1099-R is issued for each portion of funds that were rolled over to an IRA or other qualified plan. These 1099-R forms have a distribution code "G".

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