Your personalized annual statement is included in the CalSTRS Retirement Progress Report, which also offers information and resources for planning your financial future into retirement. The report is mailed each year to Defined Benefit Program members and Cash Balance Benefit Program participants, usually in early December.

Please carefully review all account information provided in your Defined Benefit or Cash Balance annual statement. The information on your statement is used to calculate your monthly retirement benefit and provide for your designated beneficiaries.

The annual statement in your Retirement Progress Report can help you more fully understand the value of your CalSTRS benefits and services. This statement can also help you make important financial decisions now and help plan the future for you and your loved ones. Keep your annual statement with your personal records so you can refer to it when planning your future finances.

Understanding Your CalSTRS Annual Statement

If you would like to see examples specific to your annual statement and have myCalSTRS Level 2 access, go to the Annual Statement Documents page on myCalSTRS and click the "Example" link for the appropriate year.

Reporting a Discrepancy

If you notice a discrepancy on your statement, please report it as soon as possible.

Active Member —  If you currently work in a CalSTRS-covered position, please report any discrepancy to your employer.

Inactive Member — If you do not currently work in a CalSTRS-covered position, please contact CalSTRS to report a discrepancy.

If the one-time death benefit recipient or option beneficiary named on your statement is not correct, please contact CalSTRS .

For more information about your CalSTRS Membership, see the Member Handbook.