CalSTRS Home Loan Program

Home Loan Program Interest Rates

Conventional Loan Program

(Up to 1% Origination Fee)
Conforming Loans
to $417,000
  Rates Price
30 Year: 6.250% 100.000
15 Year: 5.750% 100.000
Non-Conforming Loans
from $417,001 to $834,000
  Rates Price
30 Year: 7.250% 100.000
15 Year: 6.750% 100.000

CalSTRS Zero Down Preferred 95/5 Program

(Up To 1.25% Origination Fee)
(95/5 Program is Suspended Until Further Notice)
Conforming Loans
to $417,000
  Rates Price
30 Year: N/A 100.000
2nd Mtg: N/A 100.000
Non-Conforming Loans
from $417,001 to $650,000
  Rates Price
30 Year: N/A 100.000
2nd Mtg: N/A 100.000

CalSTRS 80/17 Program

(Up To 1.25% Origination Fee)
Conforming Loans
to $417,000
  Rates Price
30 Year: 6.375% 100.000
2nd Mtg: 6.375% 100.000
Non-Conforming Loans
from $417,001 to $650,000
  Rates Price
30 Year: 7.375% 100.000
2nd Mtg: 7.375% 100.000

Notes: