Home Loan Program Pricing
Pricing adjustments may be applicable based on individual loan characteristics (such as program, LTV, FICO, property type, etc).
Home Loan Program Interest Rates
Conventional Loan Program
(Up to 1% Origination Fee)| Conforming Loans to $417,000 |
|
|---|---|
| Rates | |
| 30 Year: | 5.250% |
| 15 Year: | 4.875% |
| Non-Conforming Loans from $417,001 to $834,000 |
|
|---|---|
| Rates | |
| 30 Year: | 6.250% |
| 15 Year: | 5.875% |
CalSTRS Zero Down Preferred 95/5 Program
(Up To 1.25% Origination Fee)(95/5 Program is Suspended Until Further Notice)
| Conforming Loans to $417,000 |
|
|---|---|
| Rates | |
| 30 Year: | Suspended |
| 2nd Mtg: | N/A |
| Non-Conforming Loans from $417,001 to $650,000 |
|
|---|---|
| Rates | |
| 30 Year: | Suspended |
| 2nd Mtg: | N/A |
CalSTRS 80/17 Program
(Up To 1.25% Origination Fee)| Conforming Loans to $417,000 |
|
|---|---|
| Rates | |
| 30 Year: | 5.625% |
| 2nd Mtg: | 5.625% |
| Non-Conforming Loans from $417,001 to $650,000 |
|
|---|---|
| Rates | |
| 30 Year: | 6.625% |
| 2nd Mtg: | 6.625% |
Notes:
- Zero Down, 95/5 Program is Suspended Due to Market Issues Until Further Notice
- Interest Rate Effective Date: Friday, July 03, 2009
- Rate updates may be delayed; please contact Lender for confirmation