There’s No Such Thing as a Free Lunch
CalSTRS staff may come to your school by invitation to educate you about your retirement benefit and help you make choices about supplemental savings plans.
There are also private sales representatives who show up in your teacher’s lounge with pizza and a sales pitch. They want to sell you their insurance and investment products, and some present themselves as being from CalSTRS.
How To Tell Who’s Who
Here are tips to help you distinguish between private sales representatives and CalSTRS staff:
Ask for ID.
- Ask whom they represent and get a business card.
- CalSTRS business cards are imprinted with the CalSTRS logo, the person’s name and title, phone number and a CalSTRS.com e-mail address.
Check out CalSTRS publications.
- CalSTRS representatives will offer free publications and forms with full contact information to CalSTRS headquarters in Sacramento.
- You can access CalSTRS publications 24/7 online at www.CalSTRS.com/publications .
Don’t be pressured to sign a contract.
- CalSTRS employees will present you with information and options about your retirement benefit and supplemental savings plans.
- You won’t be pressured into immediately signing a contract.
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