I am pleased to present the current edition of the CalSTRS Member Handbook.

Whether you are just starting your career or are an experienced educator, this handbook answers many of the questions you may have about your benefit coverage. It can help you make informed decisions throughout your career, so that you are fully prepared for retirement.

CalSTRS serves more than 856,000 public school educators and their families. Our dedicated and professional staff work hard to tailor our services to meet your needs. We are committed to providing exemplary service to every person who calls, writes or visits us.

Serving you and protecting your money remain our highest priorities. We look forward to assisting you and helping you plan for a secure retirement.

Jack Ehnes
Chief Executive Officer

The 2012 Member Handbook (PDF - 1.2MB)

If you do not need the complete contents, you can use the links below to download just the sections you need.

• Changes to CalSTRS Benefits for 2012 (PDF - 291KB)
• The Basics (PDF - 448KB)
• Your Defined Benefit Membership (PDF - 339KB)
• Benefits for Part-Time Educators (PDF - 466KB)
• CalSTRS Pension2 (PDF - 336KB)
• Planning for Retirement (PDF - 333KB)
• Your Retirement Benefit (PDF - 454KB)
• Applying for Service Retirement (PDF - 333KB)
• After You Retire (PDF - 435KB)
• Your Survivor Benefits (PDF - 344KB)
• Your Disability Benefits (PDF - 363KB)
• Tax Information and Legal Matters (PDF - 450KB)
• Glossary and Index (PDF - 580KB)