Home Loan Program Interest Rates
Pricing adjustments may be applicable based on individual loan characteristics (such as program, LTV and FICO).
Conventional Loan Program
(Up to 1% Origination Fee)| Conforming Loans to $417,000 |
||
|---|---|---|
| Rates | Price | |
| 30 Year: | 6.250% | 100.000 |
| 15 Year: | 5.875% | 100.000 |
| Non-Conforming Loans from $417,001 to $834,000 |
||
|---|---|---|
| Rates | Price | |
| 30 Year: | 7.500% | 100.000 |
| 15 Year: | 7.000% | 100.000 |
CalSTRS Zero Down Preferred 95/5 Program
(Up To 1.25% Origination Fee)(95/5 Program is Suspended Until Further Notice)
| Conforming Loans to $417,000 |
||
|---|---|---|
| Rates | Price | |
| 30 Year: | N/A | 100.000 |
| 2nd Mtg: | N/A | 100.000 |
| Non-Conforming Loans from $417,001 to $650,000 |
||
|---|---|---|
| Rates | Price | |
| 30 Year: | N/A | 100.000 |
| 2nd Mtg: | N/A | 100.000 |
CalSTRS 80/17 Program
(Up To 1.25% Origination Fee)| Conforming Loans to $417,000 |
||
|---|---|---|
| Rates | Price | |
| 30 Year: | 6.375% | 100.000 |
| 2nd Mtg: | 6.375% | 100.000 |
| Non-Conforming Loans from $417,001 to $650,000 |
||
|---|---|---|
| Rates | Price | |
| 30 Year: | 7.625% | 100.000 |
| 2nd Mtg: | 7.625% | 100.000 |
Notes:
- Zero Down, 95/5 Program is Suspended Due to Market Issues Until Further Notice
- Interest Rate Effective Date: Saturday, September 06, 2008