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The Initial Enrollment Period is the Medicare enrollment period for individuals as they turn age 65. This seven-month period starts three months prior to the month of the individual's 65th birthday and continues three months following the month the individual turns 65 years of age. The individual's Medicare effective date depends on when the individual enrolls in Medicare within the Innitial Enrollment Period.

If you turn 65 in
And you enroll in Medicare in Your Medicare coverage begins in
January
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*Individuals with birthdays in October or November should notice that the Individual Enrollment Period overlaps with the Medicare General Enrollment Period, which is January through March of each year. For example, if your birthday is in October and you enroll in Medicare the following February, your coverage will not begin until July . However, if you enroll during the month of January, because it falls within your IEP, your coverage will begin in April.


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