CalSTRS Home Loan Program

Home Loan Program Pricing

Pricing adjustments may be applicable based on individual loan characteristics (such as program, LTV, FICO, property type, etc).

Home Loan Program Interest Rates

Conventional Loan Program

(Up to 1% Origination Fee)
Conforming Loans
to $417,000
  Rates
30 Year: 4.625%
15 Year: 4.000%
Non-Conforming Loans
from $417,001 to $834,000
  Rates
30 Year: 5.625%
15 Year: 5.000%

CalSTRS 80/17 Program

(Up To 1.25% Origination Fee)
Conforming Loans
to $417,000
  Rates
1st Mtg: 5.000%
2nd Mtg: 5.000%
Non-Conforming Loans
from $417,001 to $650,000
  Rates
1st Mtg: 6.000%
2nd Mtg: 6.000%

Notes: