Full Social Security Benefits
When I retire, I expect to receive my full Social Security benefits.
If you expect to receive a Social Security check through your spouse or other employment, two federal rules—the Windfall Elimination Provision and the Government Pension Offset—could leave you with a smaller Social Security check or no check at all.
The Windfall Elimination Provision affects your Social Security benefits that are based on your earnings. The rule may reduce your Social Security benefit, but it will not eliminate it.
The Government Pension Offset affects your spousal, widow or widower Social Security benefits that are based on your spouse’s earnings.