Social Security Provisions

Archived Poll December 2013 - January 2014

Counting on a Social Security benefit as a spouse or from non-CalSTRS covered work? Did you know two federal rules could…

Selection Votes Percentage
Reduce or eliminate your Social Security benefit when you begin receiving a CalSTRS benefit. 72 30%
Reduce your Social Security benefit if you take a CalSTRS refund. 14 6%
Both. 155 64%
Total number of votes: 241 100%

The correct answer is “Both.

If you expect to receive a Social Security check through your spouse or other employment, two federal rules—the Windfall Elimination Provision and the Government Pension Offset—could leave you with a smaller Social Security check or no check at all.

In addition, if you take a CalSTRS refund, your Social Security benefit may be offset by both rules.

Get the facts on Social Security.

Additional Information

Read the CalSTRS fact sheet, Social Security, CalSTRS and You, and visit the Social Security Administration’s website for more information.

Remember, these rules affect only your Social Security benefit. Your CalSTRS retirement benefit will not change.

You can no longer particpate in this poll, because this poll is closed.
Answer%
Reduce or eliminate your Social Security benefit when you begin receiving a CalSTRS benefit.-.-%
Reduce your Social Security benefit if you take a CalSTRS refund.-.-%
Both.-.-%