Social Security Provisions
Counting on a Social Security benefit as a spouse or from non-CalSTRS covered work? Did you know two federal rules could…
|Reduce or eliminate your Social Security benefit when you begin receiving a CalSTRS benefit.||72||30%|
|Reduce your Social Security benefit if you take a CalSTRS refund.||14||6%|
|Total number of votes:||241||100%|
The correct answer is “Both.“
If you expect to receive a Social Security check through your spouse or other employment, two federal rules—the Windfall Elimination Provision and the Government Pension Offset—could leave you with a smaller Social Security check or no check at all.
In addition, if you take a CalSTRS refund, your Social Security benefit may be offset by both rules.
Get the facts on Social Security.
Remember, these rules affect only your Social Security benefit. Your CalSTRS retirement benefit will not change.
|Reduce or eliminate your Social Security benefit when you begin receiving a CalSTRS benefit.||29.9%|
|Reduce your Social Security benefit if you take a CalSTRS refund.||5.8%|