Key Findings

General Information

Study's key findings show pensions benefit a long-term educator workforce: Three-quarters of classroom teaching in California is performed by long-term teachers, Age at retirement with around 29 years of service is 61, 75% of active educators will have worked at least 20 years, 49% of educators will retire with 30 or more years of service.


  • For six out of seven teachers, or roughly 86 percent of CalSTRS members, the defined benefit pension provides a greater, more secure retirement income than compared to a 401(k)-style plan. 
  • A typical classroom teacher today can expect to retire from their career at approximately age 61, and nearly half of teachers (49%) will retire with 30 or more years of dedicated service.
  • Three-quarters of classroom teaching is performed by teachers who will have been covered by CalSTRS for at least 20 years by the time they depart.


Past Studies

For accessible versions of files on this page, contact