Member Benefit Education
Member Benefit Education
A series of videos to help members better understand their CalSTRS benefits.
Welcome to CalSTRS
CalSTRS administers a hybrid system as part of a comprehensive financial security package for members. This video provides a brief high-level tour of your CalSTRS benefits.
Understanding the Formula – CalSTRS 2% at 60
For members hired before January 1, 2013, learn how your retirement benefit is calculated.
Understanding the Formula – CalSTRS 2% at 62
For members hired on or after January 1, 2013, learn how your retirement benefit is calculated.
Purchasing Service Credit
Learn about the two types of service credit you may purchase to increase your CalSTRS retirement benefit.
Beneficiary Options
Learn how you can provide a lifetime monthly benefit to another person at the time of your death.
Disability Benefits
Basic information about CalSTRS disability coverage, eligibility requirements and the application process.
Survivor Benefits
Your spouse, children or other loved ones may be eligible for survivor benefits after your death.
Connect Now
Get the most out of your retirement benefit. Discover how to stay connected with CalSTRS online.
Introduction to Social Security
Discover how two governmental offsets may impact your Social Security benefits.
Refund: Consider the Consequences
Members sometimes ask if they can take a refund of the contributions they’ve made to their CalSTRS defined benefit account. While this is allowed, you should carefully consider the consequences before applying for a refund.
Defined Benefit Supplement Program
Part One: What it is and How it's Funded
As a CalSTRS member, you have two separate accounts with CalSTRS:
the Defined Benefit account and the Defined Benefit Supplement
account.
Defined Benefit Supplement Program
Part Two: Choices for Receiving Funds
As a CalSTRS member, you have two separate accounts with CalSTRS:
the Defined Benefit account and the Defined Benefit Supplement
account.
Defined Benefit Supplement Program
Part Three: Tax Considerations
As a CalSTRS member, you have two separate accounts with CalSTRS:
the Defined Benefit account and the Defined Benefit Supplement
account.
Retirement Benefits Calculator
Learn how to generate an estimate of your CalSTRS monthly retirement benefit online.
Working After Retirement
Know the rules. If you return to work after service retirement in a position with the California public school system as an employee, an employee of a third party, or an independent contractor, there are restrictions.
Your CalSTRS Retirement Progress Report
Learn how to read your annual Retirement Progress Report.