Member Tools
Member Tools
Use a retirement planning calculator, download a form, login to your myCalSTRS account, or visit 403bCompare.com.
myCalSTRS
myCalSTRS is your online resource to access and manage your personal information on file with CalSTRS.
403bCompare.com
403bCompare is a state-sponsored website provided by CalSTRS that gives you an easy and transparent way to compare investment fees, performance and services for the 403(b) plans your district offers.
Pension Abuse Reporting Hotline
CalSTRS is dedicated to preventing pension spiking.
A toll-free hotline has been established enabling anyone—the public, CalSTRS members, school district and county office of education employees—to report suspicions of pension spiking to CalSTRS.
Health Insurance
CalSTRS does not provide health or dental insurance coverage as they are collectively bargained at the local school district level. Under California Education Code sections 7000-7008, school districts, community colleges and county offices of education must offer retiring CalSTRS members and their spouses or registered domestic partners the opportunity to continue their medical and dental insurance at their own cost.
CalSTRS Triennial Employer Health Benefits Survey
CalSTRS primary focus is the pensions of California educators, but the availability of affordable health care can have a tremendous impact on the ability of members to maintain their standard of living in retirement.
CalPERS Long-Term Care Program
As a CalSTRS member, you and certain family members may be eligible for the CalPERS Long-Term Care Program.
Visit the program website to learn more about long-term care coverage.
Retired Educator Organizations
Organizations for retirees are involved in legislation affecting retired educators and provide other services to their members.
Home Loan Program
CalSTRS has decided to suspend new mortgage originations through its Home Loan Program because current market conditions do not favor more competitive products beyond what is already available to our members on the open market.
Social Security
As a California public school educator, you do not pay into Social Security, so you will not receive Social Security benefits for your CalSTRS-covered position.
If you expect to receive a Social Security check through your spouse or other employment, two federal rules—the Windfall Elimination Provision and the Government Pension Offset—could leave you with a smaller Social Security check or no check at all.
Your CalSTRS retirement benefit will not be reduced by these rules.
Retirement Tools and Resources
Here you’ll find the most popular CalSTRS tools and resources to help get you started in the retirement planning process, including the steps in the Service Retirement Application process.