Member Tools

Member Tools

Overview

Use a retirement planning calculator, download a form, login to your myCalSTRS account, or visit 403bCompare.com.

Overview

403bCompare.com

403bCompare logo

403bCompare is a state-sponsored website provided by CalSTRS that gives you an easy and transparent way to compare investment fees, performance and services for the 403(b) plans your district offers.

Overview

Pension Abuse Reporting Hotline

CalSTRS is dedicated to preventing pension spiking.

A toll-free hotline has been established enabling anyone—the public, CalSTRS members, school district and county office of education employees—to report suspicions of pension spiking to CalSTRS.

Overview

Health Insurance

CalSTRS does not provide health or dental insurance coverage as they are collectively bargained at the local school district level. Under California Education Code sections 7000-7008, school districts, community colleges and county offices of education must offer retiring CalSTRS members and their spouses or registered domestic partners the opportunity to continue their medical and dental insurance at their own cost.

Overview

CalSTRS Triennial Employer Health Benefits Survey

CalSTRS primary focus is the pensions of California educators, but the availability of affordable health care can have a tremendous impact on the ability of members to maintain their standard of living in retirement.

Overview September 20, 2013

Home Loan Program

CalSTRS has decided to suspend new mortgage originations through its Home Loan Program because current market conditions do not favor more competitive products beyond what is already available to our members on the open market.

Overview

Social Security

As a California public school educator, you do not pay into Social Security, so you will not receive Social Security benefits for your CalSTRS-covered position.

If you expect to receive a Social Security check through your spouse or other employment, two federal rules—the Windfall Elimination Provision and the Government Pension Offset—could leave you with a smaller Social Security check or no check at all.

Your CalSTRS retirement benefit will not be reduced by these rules.

Overview

Retirement Tools and Resources

Here you’ll find the most popular CalSTRS tools and resources to help get you started in the retirement planning process, including the steps in the Service Retirement Application process.