Normal distribution is a lump-sum benefit. The benefit amount is equal to the balance of your contributions and your employers’ contributions plus any compounded interest and additional credits.

If you have a balance of $3,500 or more, you may choose one of the following five annuities:

• Participant-Only Annuity
• 100% Beneficiary Annuity
• 75% Beneficiary Annuity
• 50% Beneficiary Annuity
• Period-Certain Annuity 3-10 years