Probability of refund

Post

The use of the demographic actuarial assumptions provided on this website by anyone else other than a qualified actuary is not recommended. The user of such information must understand how to use this information appropriately. CalSTRS is not responsible for misuse of the actuarial assumptions provided here.

Ages in the table below are the ages of entry for male and female.

Service Age 25 and under Age 25 – 29 Age 30 – 34 Age 35 – 39 Age 40 – 44 Age 45 & Up
0 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000
1 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000
2 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000
3 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000
4 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000
5 0.60000 0.60000 0.60000 0.54000 0.50000 0.45000
6 0.55000 0.55000 0.55000 0.50000 0.45000 0.40000
7 0.50000 0.50000 0.50000 0.46000 0.40000 0.35000
8 0.45000 0.45000 0.45000 0.42000 0.35000 0.30000
9 0.40000 0.40000 0.40000 0.38000 0.30000 0.25000
10 0.38000 0.38000 0.38000 0.34000 0.25000 0.20000
11 0.36000 0.36000 0.36000 0.30000 0.20000 0.15000
12 0.34000 0.34000 0.34000 0.26000 0.15000 0.13000
13 0.32000 0.32000 0.32000 0.23000 0.13000 0.11000
14 0.31000 0.31000 0.30000 0.20000 0.11000 0.09000
15 0.30000 0.30000 0.28000 0.17000 0.09000 0.07000
16 0.29000 0.29000 0.26000 0.14000 0.07000 0.05000
17 0.28000 0.28000 0.24000 0.11000 0.05000 0.03000
18 0.27000 0.26000 0.22000 0.09000 0.03000 0.02000
19 0.26000 0.24000 0.20000 0.07000 0.02000 0.02000
20 0.24000 0.22000 0.18000 0.05000 0.02000 0.02000
21 0.22000 0.20000 0.16000 0.03000 0.02000 0.02000
22 0.20000 0.18000 0.14000 0.03000 0.02000 0.02000
23 0.18000 0.16000 0.12000 0.03000 0.02000 0.02000
24 0.16000 0.14000 0.10000 0.03000 0.02000 0.02000
25 0.14000 0.12000 0.08000 0.03000 0.02000 0.02000
26 0.12000 0.10000 0.06000 0.03000 0.02000 0.02000
27 0.10000 0.08000 0.04000 0.03000 0.02000 0.02000
28 0.08000 0.06000 0.04000 0.03000 0.02000 0.02000
29 0.06000 0.05000 0.04000 0.03000 0.02000 0.02000
30 & Up 0.05000 0.05000 0.04000 0.03000 0.02000 0.02000