The first step to take in planning for retirement is to learn more about your CalSTRS benefits by gathering information that will help you create a solid plan for a successful retirement. CalSTRS offers many ways to learn about your benefits, including tools, resources and services to assist you throughout the planning process.
As a California public school educator, you do not pay into Social Security, so you will not receive Social Security benefits for your CalSTRS-covered position.
If you expect to receive a Social Security check through your spouse or other employment, two federal rules—the Windfall Elimination Provision and the Government Pension Offset—could leave you with a smaller Social Security check or no check at all.
Your CalSTRS retirement benefit will not be reduced by these rules.
Electronic privacy is crucial for the ongoing success of the Internet as a convenient means to provide customer service. Your personal information will be used only to conduct CalSTRS-related business.