CalSTRS does not provide health or dental insurance coverage. Under California Education Code sections 7000-7008, school districts, community colleges and county offices of education must offer retiring CalSTRS members and their spouses or registered domestic partners the opportunity to continue their medical and dental insurance at their own cost.
Each district has its own policies. Coverage may also be part of your union contract, so your benefits may differ from others in your district. Contact your employer to learn if you will have any health benefits in retirement. Consider setting aside extra money now for your future health benefits.
CalSTRS can deduct health insurance premiums from your monthly retirement benefit and forward the premium to your insurance carrier, if your carrier has an agreement with us and your carrier submits the appropriate paperwork. Contact your employer’s Human Resources to learn more.
While you do not pay into Social Security for your CalSTRS-covered employment, you do pay the Medicare tax of 1.45 percent of gross earnings if you were hired after April 1986. Therefore, you may be eligible for premium-free Medicare Part A coverage on your own or you may qualify through your spouse’s employment. Contact Social Security at 800-772-1213 to determine if you’re eligible for premium-free Medicare Part A.
Electronic privacy is crucial for the ongoing success of the Internet as a convenient means to provide customer service. Your personal information will be used only to conduct CalSTRS-related business.