Find out about the CalSTRS benefits and services available to you as a part-time educator. Compare the two benefit programs that may be available to you and determine which program you're currently paying into. You'll learn ways to increase your retirement income, the importance of supplemental savings and considerations to keep in mind throughout your career. You're helping students build their future, don't forget about yours.

If you plan to retire under the Defined Benefit Program, the amount of service credit you have at retirement is important for calculating your CalSTRS retirement benefit. Consolidating your Cash Balance Benefit account and your Defined Benefit service credit may help increase the monthly benefit you'll receive when you retire. Find out if consolidating your benefits is right for you and how to complete the consolidation process.

The Cash Balance Benefit Program, an alternative CalSTRS retirement plan created specifically for part-time, substitute, adjunct and temporary educators, offers retirement, survivor and disability benefits. Learn more about this risk-free retirement plan, whether you’re eligible for the program, how to increase your retirement income, the importance of supplemental savings and other considerations to keep in mind throughout your career.

If you’re a part-time educator and concerned about not having enough retirement savings, consider looking into additional income sources. Explore the importance of saving more for retirement with CalSTRS Pension2®, Social Security and other ways to multiply your earnings power, supplement your CalSTRS retirement benefit and create a more secure financial future.

If you’re a part-time educator working for more than one employer or in multiple assignments and pay into the CalSTRS Defined Benefit Program, there are special considerations you should think about as you near retirement. Take an in-depth look at an example of how both service credit and final compensation are calculated and can affect your retirement formula. Also learn steps you can take to help maximize your monthly retirement benefit.

As a part-time educator, you have unique financial planning needs. Attend this webinar to find out the specific resources we offer for part-time CalSTRS members.