Survivor Benefits

Survivor Benefits

Overview

The Defined Benefit Program provides benefits to your survivors whether your death occurs before or after retirement. There are two types of coverage: Coverage A (family allowance) and Coverage B (survivor benefit). Which coverage you have depends on your membership date and whether you elected Coverage B when given the choice.

Survivor and death benefits will be paid on your behalf while on military leave if you should die while performing military service, as if you had continued accruing CalSTRS service credit.

General Information

Coverage A or Coverage B

If you became a member after October 15, 1992, your survivors are protected under Coverage B. If you became a member before that date, you were offered the choice of either Coverage A or Coverage B.

General Information

Reporting a Death

Contact CalSTRS as soon as possible to notify us of the death of a member, an option beneficiary or benefit recipient.