Do you have at least 10 years of service credit? It’s time to plan for transitioning from work to retirement.

• Step up contributions to your 403(b) or 457(b) account. Or open an account today— it’s never too late to start saving.
• Review your one-time death benefit recipient designation, account balances and service credit total on your Retirement Progress Report.
• Look for your Learn and Discover: Midcareer booklet from us in the mail and review your retirement savings strategies as you approach your secure financial future.
• Look into purchasing permissive service credit to increase your retirement benefit, if you have eligible service.
• Ask your employer about health insurance in retirement. Consider setting aside extra money now for health care expenses later.