Benefits Planning

Benefits planning

Overview

CalSTRS shares your retirement goal – a secure financial future. Whether you’re just starting your career or you’ve been enjoying it for a while, CalSTRS is here to help you understand the benefits and services available to you.

COVID-19 updates

Our members are concerned about COVID-19 and so are we. We encourage you to use CalSTRS.com and myCalSTRS.com to take care of many of your account and information needs.

Webinars and benefits planning sessions

To protect our members and to continue to serve your retirement planning needs, CalSTRS is offering Individual Telephone Benefits planning sessions, Individual Zoom Benefits planning sessions, Group Zoom Benefits planning sessions and virtual workshops (Zoom). To register, call 800-228-5453 between 8 a.m. and 5 p.m., Monday through Friday.

For more information, see the CalSTRS webinars and benefit planning sessions pages.

Note: Calls from CalSTRS will most likely show up as a blocked number. During a time when you are expecting a call from CalSTRS, please answer calls from a blocked number so that we can serve you.

Member service centers

We are offering limited services at our member service center front counters Monday through Friday, 8 a.m. to 5 p.m. We are not able to provide retirement estimates or planning sessions as part of our front counter services. We can assist you with forms and answering general questions regarding your retirement. We are closed on state and federal holidays.

If you choose to visit any of our member service centers, be prepared to abide by all guidelines in place at the time of your visit, including masking requirements.

Stay updated on our COVID-19 information page.

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Near Retirement Event
February 11-24

Understanding your CalSTRS benefits is important as you approach retirement. Register today for one or more of these webinars that will help you decide if it’s a good time for you to retire, the decisions you’ll need to make, what to expect in retirement, and how to protect your income once you’re retired.

Near Retirement: Learn and Discover

Retirement will be here soon. Are you prepared? As a CalSTRS member, you have access to valuable tools, resources and services assisting you throughout the planning and decision process. Register today and learn how to:

  • Use the online tools found throughout CalSTRS.com and in your myCalSTRS account
  • Understand and make use of your Retirement Progress Report
  • Provide money for a loved one after your passing
  • Estimate your future retirement benefit using our online calculator

Register now

Retire Now or Later

Are you trying to decide when to retire? Have you been offered a retirement incentive? If you’re comfortable with technology and want to better understand your retirement options and calculate your own retirement estimates, this webinar is for you. With the guidance of a CalSTRS benefit specialist, you’ll learn how to:

  • Access CalSTRS’ online resources.
  • Log in to your myCalSTRS account and access your Retirement Progress Report.
  • Use the CalSTRS Retirement Benefits Calculator to generate retirement estimates.
  • Determine if you can retire now or later.

You’ll be using myCalSTRS during this webinar, so be sure you’re registered and that your account information is up to date.

Handouts

Register now

Protect Your Future

Many retirees underestimate their retirement income and expenses. Being realistic, planning ahead and learning ways to mitigate common obstacles, including inflation, scams and rising health care costs, can help you make sure your money lasts throughout your retirement.

In this webinar, you’ll learn how to identify your income sources, ways to reduce the risks of underestimating your expenses and strategies for withdrawing your invested dollars. You’ll also get a step-by-step guide to choosing a financial professional.

Handouts

Protect Your Future workbook

Register now

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Benefits planning services

CalSTRS offers various services to help you learn about your CalSTRS benefits and actively plan for retirement throughout your career.

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CalSTRS webinars

CalSTRS offers webinars that are designed for early, midcareer or nearing retirement.  Register today so you plan ahead by better understanding your CalSTRS benefits.

Review and select the workshop that is best suited for you.

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Getting started

CalSTRS is your retirement plan. We’re here for you. Take a few minutes to learn more about your benefits and steps you can take now for your secure future.

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Financial awareness

Learn what it takes to secure the retirement lifestyle you want through our series of interactive workshops.