Early career considerations

As a CalSTRS member, you participate in a hybrid retirement system consisting of traditional defined benefit (Defined Benefit Program), cash balance (Defined Benefit Supplement Program) and voluntary defined contribution (CalSTRS Pension2®) plans.

Your service retirement benefit under the Defined Benefit Program is based on your years of service credit, your age at retirement and your final compensation. The more service credit you have, the higher your monthly retirement benefit will be.

Name your one-time death benefit recipient

If you haven’t designated your one-time death benefit recipient yet, take a few minutes now to do so. This benefit may be payable in the event of your death.

Redeposit or purchase service credit

Complete and submit your request to redeposit or purchase service credit online using your myCalSTRS account for faster processing. You can also download a print copy of the Redeposit or Purchase of Permissive Service Credit form to complete, then send it to us or hand deliver it to a local CalSTRS office.