I am pleased to present the 2019 edition of the CalSTRS Member Handbook.
Whether you’re just starting your career or are an experienced educator, this handbook answers many of the questions you may have about your benefits. It can help you make informed decisions throughout your career so that you’re fully prepared for your secure future.
Your income in retirement is a shared responsibility between CalSTRS and you. On average, the CalSTRS retirement benefit replaces about 50 to 60 percent of a career educator’s final salary. Pension2®, CalSTRS’ supplemental savings plan, can help you fill the gap between your CalSTRS retirement benefit and your retirement income goal.
If you haven’t already done so, be sure to register for myCalSTRS, our website for managing your CalSTRS accounts and personal information online. Also check out CalSTRS.com to sign up for workshops, view member education videos, and download publications and forms.
Serving you and securing your financial future remain our highest priorities. We are committed to providing exemplary service to every person who emails, calls, visits or writes us.
Electronic privacy is crucial for the ongoing success of the Internet as a convenient means to provide customer service. Your personal information will be used only to conduct CalSTRS-related business.
The California State Teachers’ Retirement System website has been developed in compliance with California Government Code §11135, which requires that all electronic and information technology developed or purchased by the State of California is accessible to people with disabilities. There are various types of physical disabilities that impact user interaction on the web. Vision loss, hearing loss, limited manual dexterity, and cognitive disabilities are examples, with each having different means by which to access electronic information effectively.