A brief high-level tour of your CalSTRS benefits.

Consider how much of your working salary you will need to replace to maintain your current standard of living.

For members hired before January 1, 2013, this video explains how your retirement benefit is calculated.

For members hired on or after January 1, 2013, this video explains how your retirement benefit is calculated.

As a member of the CalSTRS Defined Benefit Program, your spouse, children or other loved ones may be eligible for survivor benefits after your death.

Carefully consider the consequences before applying for a refund.