Your Defined Benefit Supplement Program account is a savings account you have in addition to your Defined Benefit Program account.

When deciding how to receive your Defined Benefit Supplement account funds whether as an annuity, a lump sum or both, you'll need to consider how your funds will be taxed.

Because there are many variables to consider when making retirement decisions, be sure to consult a tax or financial professional.

Additional information also can be found in the CalSTRS Member Handbook.