Step-by-step guide to planning for retirement.

Covers the state and federal law restrictions if you return to work after service retirement in a CalSTRS-covered position, including substitute teaching.

It’s never too late to start planning for your CalSTRS retirement.

Explains the two federal rules that affect the Social Security benefits you may receive as a spouse or through other employment.

Overview of purchasing service credit and effects on final retirement benefits.

Reviews the three types of benefits available to your survivors after your death. Includes a worksheet and pocket to organize important documents.

Explains the special circumstances of retiring concurrently from CalSTRS and certain other California public retirement systems.

Summarizes federal and state rules on rollovers, including income tax withholding, and payments to surviving spouses and beneficiaries.

Details differences in the two public retirement systems, changing from one system and dual membership.

This guide provides the specific requirements to apply for a disability benefit and information on what you can expect throughout the application…

Summarizes how California’s community property laws and Teachers’ Retirement Law affect CalSTRS benefits.