Whether you’re just starting your career or are an experienced educator, this 2021 edition of the CalSTRS Member Handbook answers many of the questions you may have about your benefits. Use the information in this handbook to help make decisions throughout your career so you’ll be fully prepared for your secure future.
Your income in retirement is a shared responsibility between CalSTRS and you. On average, the CalSTRS retirement benefit replaces 50% to 60% of a career educator’s final salary. Pension2®, CalSTRS’ supplemental savings plan, can help fill the gap between your CalSTRS retirement benefit and your retirement income goal.
If you haven’t already done so, be sure to register for myCalSTRS, our website for managing your CalSTRS accounts and personal information online. Also check out CalSTRS.com to sign up for benefits planning and financial awareness webinars and workshops, view member education videos, and download publications and forms.
For more than 100 years, we have prudently managed the defined benefit pension funds of California’s public school educators. Serving you and securing your financial future remain our highest priorities.
Thank you for choosing education as your career.
Chief Executive Officer