Retirement Tools and Resources
Retirement Tools and Resources
Here you’ll find the most popular CalSTRS tools and resources to help get you started in the retirement planning process, including the steps in the Service Retirement Application process.
What to Consider Before Retirement
If you are nearing age 50 or are within a few years of your projected retirement date, review your current financial status to plan for your final career years and retirement.
Your savings calculator: The power of time and money
Your CalSTRS retirement benefit will replace, on average, about 54 percent of your current salary. Need more for retirement? Check out our “Why Wait” and “What If” calculators and see what a difference a few years can make.
Retirement Benefits Calculator
This calculator is provided as a retirement planning tool to help you estimate your future retirement benefit. Calculations are estimates only.
Permissive Service Credit Calculator
Use this calculator to estimate the cost to purchase permissive service credit.
Service retirement application process
If you’re ready to retire and would like a step-by-step demonstration on how to fill out the Service Retirement Application, register for an Online Service Retirement Application Demonstration if you plan to complete your application online or a Paper Service Retirement Application Demonstration if you plan to complete your application in paper format.
The timing guidelines below use a June retirement date since most teachers retire in June. Retirement during other months will involve similar timing.