Your savings calculator: The power of time and money
Your CalSTRS retirement benefit will replace, on average, about 54% of your current salary. Need more for retirement? Check out our “What If” and “Why Wait” calculators and see what a difference a few years can make.
What if I start saving today?
Your CalSTRS retirement benefit will replace, on average, about 54 percent of your current salary. Need more for retirement? You can set aside extra money in CalSTRS Pension2, CalSTRS' voluntary defined contribution plan.
* This estimate-only calculator illustrates the principle of time and compounding using an assumed interest rate of 5 percent. This hypothetical illustration is not intended to serve as a projection of the investment results of any investment. CalSTRS Pension2 does not guarantee any rate of return on investments.
Act now, why wait?
The more time you have, the greater the benefit of compounding.*
See the difference a few years can make. Use this supplemental savings calculator to see your potential account value at age 65.**
* Interest credited on both principal and previously credited interest.
** This calculator illustrates the principal of time and compounding. The assumed yield of 5% is hypothetical and is not intended to serve as a projection of the investment results of any specific investment. Investing involves market risk, including the possible loss of your contributions.
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Website Accesibilty Policy CalSTRS
CalSTRS is fully committed to providing accessible facilities, elements and
channels of communication to all members of the public. As part of this commitment, CalSTRS
has a policy of providing an accessible website compatible with the Web Content Accessibility Guidelines (WCAG 2.1) and
commercial screen reading software. All features of the website are coded to allow individuals with vision and
other impairments to understand and use the website to the same degree as someone without disabilities. We welcome
feedback and can often resolve issues in a timely manner if they arise.
If you need any special assistance or accommodations
CalSTRS has designated a compliance officer for website disability-related accommodations.
The compliance officer has received training in website accessibility and updates the site in accordance with those best
practices. Contact our accessibility officer to report an issue.
Compliance Procedures and Reports
In addition to testing with users with a wide range of disabilities and coding our website to WCAG standards,
CalSTRS regularly scans its website to ensure ongoing compliance, and makes timely
changes to any inaccessible changes, if any are found. In our ongoing commitment to transparency, we make the
last three months' reports available to the public.
Please note that this site may link out to third-party websites, such as state or federal agencies, that do
not have accessible content. This site may also include documents provided by third parties included in our
agenda packets, for example. While we cannot control the accessibility of content provided by third parties,
we are happy to assist any member of the public with reading and accessing content on our site.