As you plan for your future, remember you have choices for protecting your loved ones whether your death occurs before or after you retire. Learn about your lifetime benefit, the one-time death benefit and the default benefits available to you as a CalSTRS Defined Benefit Program member. Understand the choices you have, when to make those choices and how those choices will affect your loved ones.

Handouts

• Protecting Your Loved Ones presentation slides
• Disability and Survivor Benefits: Coverage A
• Disability and Survivor Benefits: Coverage B